Small Business Financing
Peter J. Gouvis
Starting a business requires capital. Often times, great ideas and opportunities go unrealized due to lack of proper financing. Today, there are many ways to find the financing you need, right through your home computer. Weather you need $5,000.00 or $5,000,000.00, whether you are just starting a business or ready to go public, the resources are right at you fingertips.
For business in the introductory phase, The Small Business Association web site offers a wealth of information. Search this site for a list of loan providers in every state. For the list click http://www.sbaonline.sba.gov/financing/frmicro.html
Quicken Business Cashfinder offers software for the search and application process to find and secure business financing. Quicken lets you search sites to find the type of financing that is right for you: credit and charge cards, lines of credit, installment loans, and leases.
To learn more, click http://www.cashfinder.com/
Businesses in the growth phase are often faced with cash flow problems due to increasing accounts receivable. National Business Funding Inc. offers accounts receivable financing or factoring to ease cash flow problems. Factoring is an alternative financing method in where your invoices are purchased at a discount in exchange for cash and other services.
To learn more, click http://www.nbfi.com
Zions Small Business Financing (ZSBF) provides businesses with funding and servicing of government guaranteed small business loans. ZSBF offers competitive options for fixed asset financing. Loans range from $50 thousand to $5 million, and ZSBF has preferred lender status in 37 districts. Competitive loan rates and terms, as well as other services make ZSBF an excellent source for start-up, renovation, expansion or acquisition of small businesses across the nation. To learn more, click http://www.zsbf.com/
A business that grows and prospers may reach the point where it needs large infusions of cash. Venture capital firms invest in early stage companies and work with management to build companies of lasting value. New Enterprise Associates (NEA) is leading start-up venture investor in the country. For over 20 years NEA has helped a broad range of start-up companies reach their goals. Since 1991 over 60 NEA companies have gone public. To learn more, click http://www.nea.com
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