The elections you make are for the entire calendar year and generally cannot be changed outside of the Open Enrollment period. However, if you have a qualified life event as defined by the IRS, you will be able to make benefit changes that are consistent with your life event.
Qualified life events include:
- Marriage or divorce
- Birth or adoption of a child
- Death of your spouse or dependent child
- A dependent becoming ineligible for coverage
- Your spouse gaining or losing coverage at his/her job
- You transferring between full-time and part-time status
- You moving from a non-benefit eligible position to a benefit eligible position
Benefit changes must be consistent with your event. For example, if you have a baby, you may add the baby to your medical coverage. You cannot, however, drop dental coverage for other family members at this time.
To make a mid-year change due to a qualifying life event:
You must complete the steps below within 30 days of the qualified life event to make changes to your benefit elections:
- Fill out a benefits enrollment form
- Provide supporting documentation* of the life event
- Return both the form and documentation to the Benefits Administration Department
*If you have any questions regarding what type of documentation is sufficient or whether your situation is a qualified life event, please contact us at benefits@gwu.edu.